0% Down Payment


A Zero Down Payment Loan makes homeownership a reality for individuals with low-mid incomes and/or lower credit scores. You can even get help with their down payment or closing costs, saving money from the start. If you thought you couldn’t afford to buy a home, think again, thanks to the Zero Down Payment loan.

USDA Loan Description

*If your credit score is too low, you can work with a THDA-certified counselor to improve your financial situation.

Back to top